Welcome to Better banking and commerce


Easy payments | Quick loans | Business Training

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Here is your companion for everyday payments


    Send Money
Send money quickly and securely from MerchantBox to any bank account in Nigeria.
    Bills Payment
You can pay for electricity, Cable TV, Internet, Entertainment, and much more on MerchantBox
    Airtime & Data
Buy and sell airtime and data for yourself and others on MerchantBox
    Receive Money
Receive money to your MerchantBox account from any bank in Nigeria and other MerchantBox users.

Quick Loans

Business Loans | Personal Loans | Device Loans
₦ 50,000
₦ 2,000,000
Duration
Interest Rates
Loan Amount
Monthly Repayment
Amount

50K - 2M

Interest Rate

4% - 6%

Processing Time

24 Hours

Maximum Duration

18 Months

Get POS terminals for your shop(s) and enjoy low-fees + Instant Settlement


Request and receive your terminals within 3 days. You can also manage all of your POS activities from within your dashboard.

    Manage POS Details
    Set Permissions
    Generate Reports
    Transaction History
    Reset Transaction PIN
Get a POS Now Learn More

Better Benefits


    Free business management training
    Access to growth basic inventory and accounting tool
    Fast and effective customer support via phone, email and chat
Get Started

Your safety and security is guaranteed


Secured and Reliable
Secured & Insured

Secured by 256 bits SSL security encryption to ensure that your information is secure and completely protected from fraud. Funds are also insured by the NDIC.

Simple and Insured
Simple & Reliable

MerchantBox was designed with you in mind. And you can access it from the web, your mobile app and from our POS terminals

Get started now & grow your business

Download the MerchantBox app to enjoy flexible services.


14, Yeye Olofin Street, Lekki Phase 1, Lagos

hello@merchants.ng
01 290 4554

Corporate partnerships: sales@merchants.ng

MerchantsBox™ is a financial access portal for small businesses, powered by Cowries Micro Finance bank. Using MerchantsBox™, small businesses and individuals can easily access account opening, payment cards, deposit services, investment offers, loans, payment acceptance, inventory management, POS terminals, agency banking and other value-added services.

Cowries MFB Limited is registered in Nigeria with head office at No. 14, Yeye Olofin Street, Lekki Phase 1, Lagos. Cowries MFB is a member of the Innovectives group, a global digital banking and commerce solutions company.

This site uses the highest levels of Internet Security, and it is secured by 256 bits SSL security encryption to ensure that your information is secure and completely protected from fraud. By using this website, you understand that the services and products offered on this website ("Services and Products") are for information purposes only. No persons gaining access to this website in any jurisdictions may treat any materials or information provided on this website as constituting an invitation to them to subscribe for the services, nor should they in any event use such Services, unless in the relevant jurisdiction, the Services could lawfully be made to them.

Accordingly, nothing contained in this website shall constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful. It is the responsibility of any person to inform themselves of and to observe all applicable laws and regulations of any relevant jurisdiction before they subscribe for the services. MerchantsBox™ shall have the final determination of eligibility to subscribe for any of the Services. The information contained in these pages is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary at all times in their respective jurisdiction.

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